1. INTRODUCTION

These Terms of Service ("Terms") govern your use of SmartSplit.ai ("Website," "Platform," "we," "us," or "our") and all related content, tools, and services. By accessing, browsing, or using SmartSplit.ai, you acknowledge that you have read, understood, and agree to be bound by these Terms, including our Privacy Policy, which is incorporated by reference.

If you do not agree to these Terms, you are expressly prohibited from accessing the Website or using any of its services. Your continued use of the Platform constitutes full acceptance of these Terms and any future modifications.

2. ACCEPTANCE OF TERMS AND USER ELIGIBILITY

By using this Platform, you represent and warrant that you are at least 18 years old or the legal age of majority in your jurisdiction and possess the capacity to enter into a binding contract. You agree to use the Platform solely for lawful purposes and in compliance with these Terms, all applicable laws, rules, and regulations, including those governing family law and data privacy.

SmartSplit.ai reserves the right to modify or update these Terms at its sole discretion and without prior notice. Modifications will be effective immediately upon posting. It is your responsibility to review these Terms regularly. Your continued use of the Website constitutes acceptance of the updated Terms.

3. NO LEGAL OR PROFESSIONAL ADVICE

SmartSplit.ai provides automated tools powered by artificial intelligence to assist with informational and organizational aspects of divorce proceedings. The Platform and any content generated by it do not constitute legal, financial, or mental health advice.

You acknowledge that no attorney-client, financial advisory, or fiduciary relationship is created through your use of the Platform. You expressly agree to consult qualified professionals for any legal, financial, or psychological matters related to your divorce or other personal issues. SmartSplit.ai disclaims all liability arising from reliance on AI-generated content, which may not be accurate, comprehensive, or applicable to all situations.

4. USE OF AI-GENERATED CONTENT

All content generated by SmartSplit.ai is provided "as is" without warranties of any kind, express or implied. While SmartSplit.ai endeavors to provide accurate and reliable outputs, the AI system operates on data and algorithms that may not account for specific legal nuances, jurisdictional differences, or unique user circumstances.

You agree that it is solely your responsibility to independently verify the accuracy, completeness, and applicability of any AI-generated content. SmartSplit.ai will not be liable for any harm, damage, or losses resulting from reliance on its outputs.

All AI-generated content remains the intellectual property of SmartSplit.ai and is licensed to users for personal, non-commercial use only. Reproduction, distribution, or resale of such content without express written consent is strictly prohibited.

5. USER RESPONSIBILITIES AND LEGAL COMPLIANCE

By using the Platform, you agree to act in compliance with all applicable local, state, national, and international laws governing family law, including but not limited to divorce proceedings, custody arrangements, spousal support, and property settlements. SmartSplit.ai expressly disclaims all liability for any consequences arising from a user’s failure to comply with such legal requirements.

You are prohibited from using the Website or its tools for any unlawful, fraudulent, or abusive purposes, including but not limited to misrepresentation, harassment, or the unauthorized collection of data. SmartSplit.ai reserves the right to suspend or terminate access to any user found to be in violation of these Terms.

6. DATA PRIVACY AND SECURITY

SmartSplit.ai is committed to protecting the confidentiality and integrity of your data and employs industry-standard security measures to safeguard personal information. However, no system is entirely secure, and you acknowledge that the transmission of data over the internet carries inherent risks.

SmartSplit.ai does not guarantee that unauthorized third parties will not breach its security measures. You agree to take reasonable precautions to protect your data, including the use of strong passwords and secure networks. SmartSplit.ai will not be liable for unauthorized access to, theft of, or misuse of your personal information.

7. LIMITATION OF LIABILITY

To the fullest extent permitted by law, SmartSplit.ai disclaims all liability for any direct, indirect, incidental, or consequential damages arising from the use or inability to use the Platform, including but not limited to emotional distress, psychological harm, or financial losses incurred during divorce proceedings.

SmartSplit.ai shall not be held liable for any unauthorized access to or alteration of user data, interruptions or cessation of transmission to or from the Website, or any bugs, viruses, or malicious code transmitted through the Platform.

The maximum liability of SmartSplit.ai for any claim related to the use of the Website or its services shall not exceed the amount paid, if any, for accessing the Platform.

8. DISPUTE RESOLUTION AND ARBITRATION

All disputes arising from or relating to these Terms or your use of SmartSplit.ai shall be resolved exclusively through binding arbitration administered by the American Arbitration Association in accordance with its rules. Arbitration shall take place in Wyoming, USA, and will be governed by the laws of the State of Wyoming, without regard to conflict of law principles.

You expressly waive your right to pursue any dispute in court or to participate in a class, collective, or representative action. Any claims must be brought on an individual basis.

9. CHILDREN’S PRIVACY

The Website and its services are intended solely for users who are 18 years or older. SmartSplit.ai does not knowingly collect or solicit information from individuals under the age of 18. If it is discovered that such information has been inadvertently collected, it will be promptly deleted.

10. INDEMNIFICATION

You agree to indemnify, defend, and hold harmless SmartSplit.ai and its affiliates, officers, employees, and agents from and against any claims, damages, liabilities, losses, or expenses, including reasonable attorneys' fees, arising out of or related to your use of the Platform, your violation of these Terms, or your infringement of any third-party rights.

11. MISCELLANEOUS PROVISIONS

These Terms constitute the entire agreement between you and SmartSplit.ai regarding your use of the Platform and supersede all prior agreements or understandings.

If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall remain in full force and effect.

No waiver of any term or condition shall be deemed a further or continuing waiver of such term or condition or any other term or condition.

These Terms shall be governed by and construed in accordance with the laws of the State of Wyoming, without regard to its conflict of laws principles.

12. CONTACT INFORMATION

For any questions, concerns, or disputes regarding these Terms, you may contact SmartSplit.ai at: hello@smartsplit.ai